It has really a simple format, but it is all you need for budgeting. I really like the daily budget because I work better with short term goals, so this gives me a concrete goal that I should be able to achieve in one day. I find that other budgeting apps are unnecessarily complicated, such as adding your credits and investment, which is not relevant for a college student like me. Finally, this app gives me satisfaction when I save more money than attended or alert me to cut back on my spending so that I could reach my saving goals. Great app overall!